Insurance Claims - Real Estate Chimney Inspections In Kansas City

real estate chimney inspectionBuying a New Home

When you are buying a new home, you need the peace of mind of knowing that your chimney is in good working order. A chimney inspection should be a standard part of any real estate transaction. If you are planning to purchase a home, make sure that a certified chimney sweep has examined the chimney before you sign on the dotted line. Chimney repairs can cost thousands, so be sure to have yours inspected in advance to protect yourself.

Insurance Claims

If you have had a fire, natural disaster or other incident that has caused damage to your chimney and you need to file an insurance claim, we can help. If you’ve suffered damage to your home and chimney, you are probably dealing with enough frustration and stress. We understand how to examine your chimney and make sure that the information is documented so that the insurance claim filing process can go as efficiently as possible. Here are a few tips to remember when you need to file a claim:

  • Keep excellent records. Since your chimney is part of your home, your homeowners insurance should cover certain types of accidental damage, such as a fire. Be sure to take many pictures with a digital camera and record them with the date and time stamp in the photo.
  • Seek professional advice. Your insurance will require that your chimney is inspected, either by a representative of the insurance company or by a certified chimney professional. Fluesbrothers is certified by the Chimney Safety Institute of America and our highly qualified technicians can provide all of the information that your insurance company will require.
  • Protect yourself. Unfortunately, if a representative of the insurance company inspects your chimney and he or she finds evidence of neglect (such as a clogged flue), the insurance company may deny your claim and refuse to fund your repairs. It is in your best interest to have a chimney professional by your side to make sure that the inspection is fair and accurate.

Regular inspections can eliminate many problems with your chimney or fireplace. That's why Fluesbrothers recommends them as part of our typical chimney service.